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Online money transfer of any amount becomes easier, no need to visit any branch. RTGS (Real Time Gross Settlement) and NEFT (National Electronics Funds Transfer) are electronic payment platforms of Reserve Bank of India which provide online transaction between two banks. No need to use cheques or wait for clearing. RTGS / NEFT provide paperless money transfer from one account to another in a matter of minutes / hours.


Transfer – any amount of Rs. 2, 00,000 and above within 1 Hour to any Bank / Account anywhere in India. There will no floor or cap value for customer transactions, which are sent to the RTGS System for settlement.

IFSC Code help is under IFSC code section.

About RTGS System:-

  • “RTGS” stands for Real Time Gross Settlement.
  • RTGS system is a funds transfer mechanism where transfer of money takes place from one bank to another on a “real time” and on “gross” basis.
  • This is a fast money transfer system through the banking channel.
  • Settlement in “real time” means payment transaction is not subjected to any waiting period.
  • The transactions are settled as soon as they are processed.
  • “Gross settlement” means the transaction is settled on one to one basis without bunching with other transactions.

Minimum / maximum amount stipulation for RTGS transaction:-

The remitting customer has to furnish the following information to a bank for effecting a RTGS remittance:

Your Bank is one of the few banks in India who has the facility of Straight Through Processing enabled for RTGS. This helps your money to reach its destination without delay.


Transfer of amount to any Bank/Account Anywhere in INDIA

NEFT System:-

Beneficiary receives the money:-

The information required:-

The essential information that the remitting customer has to furnish is:

IFS Code (IFSC); Different from MICR code:-

Receive/send foreign remittances through NEFT:-

Way of remitting customer can track the remittance transaction:-