| Who Can Borrow | Individuals (singly/Jointly) |
| Purpose | Purchase of flat, construction of new houses bungalows on ownership basisv |
| Limit | Max. Limit Rs.140.00 lacs |
| Security | Mortgage of Residential premises to be purchased |
| Margin | 25% of Agreement value or Architects Estimate |
| Rate of Interest | 8.25%* |
| Repayment | 180 Months to 240 months [Max] |
| Processing Fees | As per our service charges applicable |
| Basic Documents | 1. KYC documents of Borrowers and Guarantors. 2. Salaried: Salary Slips & Form 16 along with Salary A/c Statement for last o months. 3. Business: Copies of IT returns for last 3 years along with Financial Statements along with Business A/c statement for last one year. 4. Title Deeds of the property offered as security. |
**Conditions apply