Interest Rates Applicable On Term Deposits (in % per annum)
| Period | Revised Rate of Interest w.e.f. 06.02.2023 | (For Individuals & Others) w.e.f 06.02.2023 | (For Registered Coop Societies/ Trusts) w.e.f 06.02.2023 | (For Non-Scheduled Co-op Banks) w.e.f 06.02.2023 | Rate of Interest for SeniorCitizens w.e.f 06.02.2023 | Rate of Interest for Senior Citizens on Single Term Deposit of Rs 15 Lacs and Above w.e.f 06.02.2023 |
| From 7 Days to 30 Days | 3.75% | 4.00% | 4.00% | 4.00% | 4.00% | 4.25% |
| From 31 Days to 90 Days | 4.50% | 4.75% | 4.75% | 4.75% | 4.75% | 5.00% |
| From 91 Days to 180 Days | 5.00% | 5.25% | 5.25% | 5.25% | 5.25% | 5.50% |
| From 181 Days UPTO 12 Months | 5.50% | 5.75% | 5.75% | 5.75% | 5.75% | 6.00% |
| Greater than 12 Months and UPTO 18 Months | 7.10% | 7.30% | Below Rs.1Crore: 7.30% Rs.1Crore & Above: 7.35% | Below Rs.1Crore: 7.10% Rs.1Crore & Above: 7.10% | 7.35% | 7.50% |
| Greater than 18 Months and UPTO 36 Months | 7.30% | 7.45% | 7.45% | 7.45% | 7.55% | 7.70% |
| Greater than 36 Months and UPTO 60 Months | 6.85% | 6.95% | 6.95% | 6.95% | 7.10% | 7.20% |
| Greater than 60 Months and UPTO 120 Months | 6.70% | 6.85% | 6.85% | 6.85% | 6.85% | 7.05% |
| BTDSDBD, BTDSFDR (Minimum Period 5 Years) | 7.10% | — | — | — | 7.10% | — |
| BCCB Simply Save Deposit Scheme for 18 months (Simple Interest) | 7.40% | 7.40% | 7.40% | 7.40 | 7.40% | 7.40% |
| BCCB-400-Days FDR (Simple Interest) | Discontinued | Discontinued | Discontinued | Discontinued | Discontinued | Discontinued |
| BCCB-2020-RD-43 Months | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
| SPECIAL SCHEME upto 31st March 2023 | ||||||
| BCCB-450-Days FDR (Simple Interest) | 8.00% | 8.00% | 8.00% | 8.00% | 8.00% | 8.00% |