Deposits

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Interest Rates Applicable On Term Deposits (in % per annum)

Period Rate of Interest w.e.f 10.01.2023 (For Individuals & Others) w.e.f 10.01.2023 (For Registered Coop Societies/ Trusts) w.e.f 10.01.2023 (For Non-Scheduled Co-op Banks) w.e.f 10.01.2023 Rate of Interest for SeniorCitizens w.e.f 10.01.2023 Rate of Interest for Senior Citizens on Single Term Deposit of Rs 15 Lacs and Above w.e.f 10.01.2023
From 7 Days to 30 Days 3.50% 3.75% 3.75% 3.75% 3.75% 4.00%
From 31 Days to 90 Days 4.25% 4.50% 4.50% 4.50% 4.50% 4.75%
From 91 Days to 180 Days 4.75% 5.00% 5.00% 5.00% 5.00% 5.25%
From 181 Days UPTO 12 Months 5.25% 5.50% 5.50% 5.50% 5.50% 5.75%
Greater than 12 Months and UPTO 18 Months 6.75% 6.95% Below Rs.1Crore: 6.95%
Rs.1Crore & Above: 7.00%
Below Rs.1Crore: 6.75%
Rs.1Crore & Above: 6.75%
7.00% 7.15%
Greater than 18 Months and UPTO 36 Months 7.10% 7.25% 7.25% 7.25% 7.35% 7.50%
Greater than 36 Months and UPTO 60 Months 6.50% 6.60% 6.60% 6.60% 6.75% 6.85%
Greater than 60 Months and UPTO 120 Months 6.50% 6.65% 6.65% 6.65% 6.65% 6.85%
BTDSDBD, BTDSFDR (Minimum Period 5 Years) 6.75% 6.75%
BCCB Simply Save Deposit Scheme for 18 months (Simple Interest) 6.85% 6.85% 6.85% 6.85% 6.85% 6.85%
BCCB-400-Days FDR (Simple Interest) 6.85% 6.85% 6.85% 6.85% 6.95% 6.95%
BCCB-2020-RD-43 Months 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%