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Interest Rates Applicable On Term Deposits (in % per annum)

PeriodRevised Rate of Interest w.e.f. 06.02.2023(For Individuals & Others) w.e.f 06.02.2023(For Registered Coop Societies/ Trusts) w.e.f 06.02.2023(For Non-Scheduled Co-op Banks) w.e.f 06.02.2023Rate of Interest for SeniorCitizens w.e.f 06.02.2023Rate of Interest for Senior Citizens on Single Term Deposit of Rs 15 Lacs and Above w.e.f 06.02.2023
From 7 Days to 30 Days3.75%4.00%4.00%4.00%4.00%4.25%
From 31 Days to 90 Days4.50%4.75%4.75%4.75%4.75%5.00%
From 91 Days to 180 Days5.00%5.25%5.25%5.25%5.25%5.50%
From 181 Days UPTO 12 Months5.50%5.75%5.75%5.75%5.75%6.00%
Greater than 12 Months and UPTO 18 Months7.10%7.30%Below Rs.1Crore: 7.30%
Rs.1Crore & Above: 7.35%
Below Rs.1Crore: 7.10%
Rs.1Crore & Above: 7.10%
Greater than 18 Months and UPTO 36 Months7.30%7.45%7.45%7.45%7.55%7.70%
Greater than 36 Months and UPTO 60 Months6.85%6.95%6.95%6.95%7.10%7.20%
Greater than 60 Months and UPTO 120 Months6.70%6.85%6.85%6.85%6.85%7.05%
BTDSDBD, BTDSFDR (Minimum Period 5 Years)7.10%7.10%
BCCB Simply Save Deposit Scheme for 18 months (Simple Interest)7.40%7.40%7.40%7.407.40%7.40%
BCCB-400-Days FDR (Simple Interest)DiscontinuedDiscontinuedDiscontinuedDiscontinuedDiscontinuedDiscontinued
BCCB-2020-RD-43 Months6.75%6.75%6.75%6.75%6.75%6.75%
SPECIAL SCHEME upto 31st March 2023
BCCB-450-Days FDR  (Simple Interest)8.00%8.00%8.00%8.00%8.00%8.00%