Interest Rates Applicable On Term Deposits (in % per annum)
| Period | Rate of Interest w.e.f 10.01.2023 | (For Individuals & Others) w.e.f 10.01.2023 | (For Registered Coop Societies/ Trusts) w.e.f 10.01.2023 | (For Non-Scheduled Co-op Banks) w.e.f 10.01.2023 | Rate of Interest for SeniorCitizens w.e.f 10.01.2023 | Rate of Interest for Senior Citizens on Single Term Deposit of Rs 15 Lacs and Above w.e.f 10.01.2023 |
| From 7 Days to 30 Days | 3.50% | 3.75% | 3.75% | 3.75% | 3.75% | 4.00% |
| From 31 Days to 90 Days | 4.25% | 4.50% | 4.50% | 4.50% | 4.50% | 4.75% |
| From 91 Days to 180 Days | 4.75% | 5.00% | 5.00% | 5.00% | 5.00% | 5.25% |
| From 181 Days UPTO 12 Months | 5.25% | 5.50% | 5.50% | 5.50% | 5.50% | 5.75% |
| Greater than 12 Months and UPTO 18 Months | 6.75% | 6.95% | Below Rs.1Crore: 6.95% Rs.1Crore & Above: 7.00% |
Below Rs.1Crore: 6.75% Rs.1Crore & Above: 6.75% |
7.00% | 7.15% |
| Greater than 18 Months and UPTO 36 Months | 7.10% | 7.25% | 7.25% | 7.25% | 7.35% | 7.50% |
| Greater than 36 Months and UPTO 60 Months | 6.50% | 6.60% | 6.60% | 6.60% | 6.75% | 6.85% |
| Greater than 60 Months and UPTO 120 Months | 6.50% | 6.65% | 6.65% | 6.65% | 6.65% | 6.85% |
| BTDSDBD, BTDSFDR (Minimum Period 5 Years) | 6.75% | — | — | — | 6.75% | — |
| BCCB Simply Save Deposit Scheme for 18 months (Simple Interest) | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% |
| BCCB-400-Days FDR (Simple Interest) | 6.85% | 6.85% | 6.85% | 6.85% | 6.95% | 6.95% |
| BCCB-2020-RD-43 Months | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |