Beware of Online Frauds
- Phishing is a technique employed by scamsters to illegally procure personal information like account numbers, internet banking user IDs and passwords, etc.
- The most frequently-used method is to send a spam email to a large database of email IDs, say, all Gmail IDs or all yahoo IDs. The spam email is designed in such a way as to look exactly like an email sent by the targeted company/bank.
- Victims are promised high returns such as doubling of money in a short span of time. Advertisement/SMS messages usually contain a link that is used to carry out financial fraud.
- Keywords such as ‘Earn Online”, “Part Time Job”, etc., are used by fraudsters. Such advertisements are mostly displayed from 10 AM to 7 PM, which is usually the peak time for internet use by the Indian public.
- Majority of websites used by fraudsters have domains – ’Xy2’ and ’website.
- Multiple Indian numbers were used for communication with victims. Upon analysis, it was found that the mobile number holder was not aware of messaging platform being operated in his/her name. In some cases, the mobile number holder knowingly shares OTP in return for some money from the fraudsters.
- Always remember to log off on internet banking and close your browser when you have finished your online banking.
- When you create your password, include at least one capital letter, one numeral (0-9), and one special character (like @, #, $, etc). This makes the password very difficult to crack.
- Never click on any suspicious links nor share/ provide any details like USER ID, Password, OTP, or Bank account debit card details.
- Never share your UPI PIN for receiving any payment, the pin will be needed when you have to pay but not to receive.
- Never use free or public Wi-Fi or public computers for banking.
- Never act on random calls asking to download an application on a laptop or mobile
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