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PERSONAL LOAN

At BCCB, we provide to our customers, the personal touch that makes banking easy with us. Your needs drive us to give you the best possible service. BCCB personal loan is aimed at providing you the first hand support via financial aid as and when required by you. This comes along with minimum paper work and fastest processing.
BCCB offers various loans to its customers for housing, vehicle, business, education etc with attractive, reasonable interest rates. Bank takes great pride in supporting endeavours of its customers with the best service possible.

Personal Mortgage Loan [PML]

 
Who can Borrow Individuals
Purpose Repayment of personal Borrowings/ Business purpose/ Medical Emergencies
Limit Minimum Rs.5.00 Lacs , Maximum Rs.100.00 Lacs
Security Immovable Property Such as Flat/ Row house/ Shop/ Industrial Gala / Land along with House /NA Land
Margin 40% of Market Value ( As per valuation report submitted by Banks panel Valuer)
Rate of Interest

Upto Rs.1.00 Crore : 11.00%

Above Rs.1.00 Crore : 11.50%
Repayment Maximum 120 months
Processing Fees As per our service charges applicable
Basic Documents
  1. KYC documents of Borrowers and Guarantors.
  2. Salaried: Salary Slips & Form 16 along with Salary A/c Statement for last o months.
  3. Business: Copies of IT returns for last 3 years along with Financial Statements along with Business A/c statement for last one year.
  4. Title Deeds of the property offered as security.

** Conditions Apply
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