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Interest Rates Applicable On Term Deposits (in % per annum)

(With effect from October 25, 2021)

Period Rate of Interest  

Rate of Interest on Single Term Deposit of

Rs.15 Lacs and Above.

 Rate of Interest for Senior Citizens

Rate of Interest for Senior Citizens on Single Term Deposit of Rs 15 Lacs and Above
(For Individuals) (For Registered Co-op Societies/ Trusts) (For Non-Scheduled Co-op Banks)
From 15 Days to 30 Days 3.00 3.25 3.25 3.25 3.25 3.50
From 31 Days to 90 Days 4.00 4.25 4.25 4.25 4.25 4.50
From 91 Days to 180 Days 4.50 4.75 4.75 4.75 4.75 5.00
From 181 Days UPTO 12 Months 5.00 5.25 5.25 5.25 5.25 5.50

Greater than 12 Months and UPTO 18 Months

 5.75 5.95

BelowRs.1Crore:  5.95

Rs.1Crore&Above: 6.00

BelowRs.1Crore: 5.75

Rs.1Crore&Above: 5.75

 6.00 6.15
Greater than 18 Months and UPTO 36 Months  5.50 5.65 5.65 5.65 5.75 5.90
Greater than 36 Months and UPTO 60 Months  5.50 5.60 5.60 5.60 5.75 5.85
Greater than 60 Months and UPTO 120 Months  5.25 5.40 5.40 5.40 5.40 5.60
BTDSDBD, BTDSFDR (Minimum Period 5 Years) 5.90 -- -- -- 5.90 --

BCCB Simply Save Deposit Scheme for 18 months (Simple Interest)

 5.75 5.75 5.75 5.75 5.75 5.75

BCCB-400-Days FDR  (Simple Interest)

 5.75 5.75 5.75 5.75 5.85 5.85
BCCB-2020-RD-43 Months 5.75 5.75 5.75 5.75 5.75 5.75