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Interest Rates Applicable On Term Deposits

(With effect from September 01, 2019)

Period Rate of Interest (per annum)

Rate of Interest on Single Term Deposit of

Rs.15 Lacs and Above.

 Rate of Interest for Senior Citizens

Rate of Interest for Senior Citizens on Single Term Deposit of Rs 15 Lacs and Above
(For Individuals) (For Registered Co-op Societies/ Trusts) (For Non-Scheduled Co-op Banks)
From 15 Days to 29 Days 4.25 4.50 4.50 4.50 4.50 4.75
From 30 Days to 90 Days 4.75 5.00 5.00 5.00 5.00 5.25
From 91 Days to 180 Days 5.75 6.00 6.00 6.00 6.00 6.25
From 181 Days UPTO 12 Months 6.75 7.00 7.00 7.00 7.00 7.25

Greater than 12 Months and UPTO 18 Months

 7.40 7.60

Upto Rs.1 Crore: 7.70

Above Rs.1 Crore: 7.80

--

 7.65 7.80
Greater than 12 Months and UPTO 60 Months (For Non-Scheduled Co-op Banks) -- -- --

Upto Rs.1 Crore: 7.50

Above Rs.1 Crore: 7.60

 -- --
Greater than 18 Months and UPTO 36 Months  7.35 7.50 7.50 7.50 7.60 7.75
Greater than 36 Months and UPTO 60 Months  7.25 7.35 7.35 7.35 7.50 7.60
Greater than 60 Months and UPTO 120 Months  6.75 6.90 6.90 6.90 6.90 7.10
BTDSDBD, BTDSFDR (Minimum Period 5 Years) 7.50 -- -- -- 7.50 7.50

BCCB Simply Save Deposit Scheme for 18 months (effective from 12.07.2018)

 7.75 7.75 7.75 7.75 7.75 7.75