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HOUSING LOAN

 
Who can Borrow Individuals (singly/Jointly)
Purpose Purchase of flat, construction of new houses bungalows on ownership basis
Limit Max. Limit Rs.70.00 lacs
Security Mortgage of Residential premises to be purchased
Margin 25% of Agreement value or Architects Estimate
Rate of Interest

Upto Rs.28.00 lacs : 10.50 % p.a

Above Rs.28.00 lacs : 11.00 % p.a
Repayment 180 Months to 240 months [Max]
Processing Fees As per our service charges applicable
Basic Documents
  1. KYC documents of Borrowers and Guarantors.
  2. Salaried: Salary Slips & Form 16 along with Salary A/c Statement for last o months.
  3. Business: Copies of IT returns for last 3 years along with Financial Statements along with Business A/c statement for last one year.
  4. Title Deeds of the property offered as security.

** Conditions Apply
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