Service Charges

Revised service Charges

Sr. No.	Particulars of Services Rendered	Existing	Revised
1.	Outstation Cheques for Clearing :   Upto Rs.10,000/-	Rs.50/- per instrument	Rs.50/- per instrument
	Above Rs.10,001 to Rs.1,00,000/-	Rs.100/- per instrument	Rs.100/- per instrument
	Above Rs.1,00,000/-	Rs.150/- per instrument. Above charges are inclusive of postage.	Rs.150/- per instrument Above charges are inclusive of postage.
	Frequency	By Branch daily	By Branch daily
2.	Bills (Clean / Documentary)   Upto Rs.1,000/-	Postage charges +   Rs.20/-	Postage charges +   Rs.20/-
	Rs.  1,001/-   to   Rs.  5,000/-	Rs.50/-	Rs.50/-
	Rs.  5,001/-   to   Rs.10,000/-	Rs.60/-	Rs.60/-
	Rs.10,001/-   to   Rs.1,00,000/-	Rs.6.00 per 1000, min.Rs.60/-	Rs.6.00 per 1000, min.Rs.60/-
	Above Rs.1,00,000/-	Rs.6.00 per 1000/-           Maximum  Rs.4900/-	Rs.6.00 per 1000/-           Maximum  Rs.4900/-
	Frequency	By Branch daily	By Branch daily
3.	Bankers Cheque / M.T.T.   Upto Rs.1,000/-	Rs.20.00	Rs.20.00
	Rs.1,001/- to Rs.5,000/-	Rs.25.00	Rs.25.00
	Rs.5,001/- to Rs.10,000/-	Rs.35.00	Rs.35.00
	Rs.10,001/-to Rs.1,00,000/-	Rs.1.00 per 1000/-,Minimum Rs.35.00	Rs.1.00 per 1000/-,Minimum Rs.35.00
	Rs.1,00,001/- to Rs.10,00,000/-	Rs.0.50 per 1000/-,Minimum Rs.100.00	Rs.0.50 per 1000/-,Minimum Rs.100.00
	Above Rs.10,00,001/-	Rs.0.25 per 1000/-Minimum Rs.500.00	Rs.0.25 per 1000/-Minimum Rs.500.00 and Maximum Rs.1000/-
4.	Pay-Order  (a)    Upto Rs.1000/-	Rs.20.00	Rs.20.00
	(b)   Rs.1001 to Rs.5000/-	Rs.40.00	Rs.40.00
	(c)    Rs.5001 to Rs.10000/-	Rs.65.00	Rs.65.00
	(d)   Rs.10001 to Rs.100000/-	Rs.65.00+Rs.1.00 per 1000/-	Rs.65.00+Rs.1.00 per 1000/-
	(e) Above Rs.100000/-	Rs.155/-+Rs.1.00 per 1000/- Maximum Rs.500/-	Rs.155/-+Rs.1.00 per 1000/- Maximum Rs. 500/-

Revised Service charges (Page 2)

Sr. No.	Particulars of Services Rendered	Existing	Revised
5.	ICICI at par (a) Upto Rs.1,000/-	Rs.20/-	Rs.20/-
	(b) Upto Rs.10,000/-	Rs.50/-	Rs.50/-
	(c) Above Rs.10,000/-	Rs.50/- + Rs.1/- per 1,000/- Maximum Rs.500/-	Rs.50/- + Rs.1/- per 1,000/- Maximum Rs.500/-
6.	Locker Rent Small	Rs.500/- p.a.	Rs.600/- p.a.
	Medium	Rs.600/- p.a.	Rs.700/- p.a.
	Big	Rs.800/- p.a.	Rs.900/- p.a.
	Extra Big	Rs.1,000/- p.a.	Rs.1,200/- p.a.
	Special size	-	Rs.1,500/- p.a.
	Super Size	-	Rs.6,000/- p.a.
	Frequency	On due date (Annual)	On due date (Annual)
7.	Duplicate Drafts For all  Duplicate  Drafts	Rs.60/-	Rs.60/-
	For Revalidation Draft	Rs.60/-	Rs.60/-
	Frequency	Per instance	Per instance.
8.	Duplicate Pass Book For DuplicatePass Book-SB	Rs.30.00	Rs.50.00 Per instance
9.	Duplicate Statement a) Current Account	Rs.60/- per ledger page	Rs.60/- per ledger page
	b) Saving Account	Rs.25/- per  ledger page.	Rs.25/- per ledger page.
10.	Issue of Duplicate Term Deposit Receipt / Share Certificate	Rs.25/- per receipt/ Share Certificate	Rs.25/- per receipt/ Share Certificate
			Per instance
11.	Cheque Return Charges A) Inward Clearing Return Cheques	1)Rs.150/- per Cheque for Saving Bank A/c.	1)SB A/C- Rs.150/- per Cheque. Additional charge of Rs.100/- per lac or part thereof  for  cheque over Rs.1 lac Maximum Rs.1000/-
		2)Rs.300/- per cheque for CD/CC A/c.Additional charge of Rs.100/- per lac or part thereof  for  cheque over Rs.1 lac for SB/CD/CC	2) CD/CC A/C – Rs.300/- per Cheque Additional charge of Rs.100/- per lac or part thereof  for  cheque over Rs.1 lac Maximum Rs.1000/-
	Frequency		Per instance.
	B) Outstation Cheques Clearing	Rs.100.00 per cheque for all systems + Postal charges	Rs.100.00 per cheque for all systems + Postal charges
12.	Outward Return Cheques (SB/CD/CC)	Rs.50/- per cheque upto Rs.10,000/-.	Rs.50/- per cheque upto Rs.10,000/-.
		Rs.100/- per cheque above Rs.10,000/-.	Rs.100/- per cheque above Rs.10,000/-.
		Where the O/W clg. Cheque is returned due to mistake of branch charges should be reversed immediately without any request from customer.	Where the O/W clg. Cheque is returned due to mistake of branch charges should be reversed immediately without any request from customer.
	Frequency	By Branch daily	By Branch daily

Revised Service charges (Page 3)

Sr. No.	Particulars of Services Rendered	Existing	Revised
13.	ECS return (Debit)	Rs.50/- per instance.	Rs.50/- per instance.
	Frequency	By Branch daily	By Branch daily
14.	Stop Payment Stop Payment charges are to be recovered at the time of accepting STOP PAYMENT instructions only, No cheque return charges are to be collected, at the time of presentation of such a cheque provided Stop Payment charges have been already recovered .	1) Rs.100/- per cheque for S.B. A/c	1) Rs.100/- per cheque for S.B. A/c    Maximum Rs.500/-
		2) Rs.200/- per cheque for CD/CC maximum Rs.600/-.	2) Rs.200/- per cheque for CD/CC Maximum Rs.1000/-.
		Note- Such cheque, if presented, should be marked prominently across the face "STOPPED PAYMENT"	Note- Such cheque, if presented, should be marked prominently across the face "STOPPED PAYMENT"
	Frequency	By Branch daily	By Branch daily
15.	a) Issue of MICR Cheque book-CC/OD/CD	Rs.1/- per cheque	Rs.2/- per cheque
	b) Issue of MICR Cheque book for SB	No charges for issue of first cheque book.For issue of 2nd cheque book at a time will be charged Rs.1/- per leaves (Maximum issue of cheque book will be restricted to two only at a time.)	No charges for issue of first cheque book.For issue of 2nd cheque book at a time will be charged Rs.2/- per leaves (Maximum issue of cheque book will be restricted to two only at a time.)
16.	Issue of loose cheque leaves	Rs.10/- per cheque leave.	Rs.10/- per cheque leave.
17.	Guarantee : Fully Secured by FDR	-	Rs.100/- + 1% p.a.
	Fully secured.(FDR + Tangible Security)	Rs.100/- + 2 % p.a.	Rs.100/- + 2 % p.a.
	Partly secured.	Rs.100/- + 3 % p.a.	Rs.100/- + 3 % p.a. Minimum one quarter  commission will be recovered- Not refundable.
18.	Inland letter of Credit	@ 1% of L.C. amount, per annum Proportionate to period of  L.C.  minimum Rs.100/-	@ 1% of L.C. amount, per annum Proportionate to period of  L.C.  minimum Rs.100/- Maximum Rs.1000/-

Revised Service charges (Page 4)

Sr. No.	Particulars of Services Rendered		Existing	Revised
19.	Processing Charges on New  Loan Application and Renewal with additional or adhoc limit.             ----------------------------------  (Excluding Credit loan, Ornament loan and Bank's TDR loan.		@ 0.60% of loan amount with maximum Rs.20,000/- and minimum Rs.500/-   50% of processing charges will be recovered immediately on issuing sanction letter (non refundable).  Balance 50% will be recovered while first disbursement.	For Individuals   0.60 % of loan amount max. Rs.50000/- and min. Rs.500/-.      For other than Individuals i.e.Firms,Companies, Trusts etc. 0.75% of loan amount Max.Rs.50000/- and Min.Rs.500/-
	Renewal  of Existing limit		@ 0.30 % of loan amount with maximum Rs.10,000/- and minimum Rs.500/-.	0.40% of loan amount Max.Rs.25000/- and min.Rs.500/-
	Education Loan		@ 0.30 % of loan amount with maximum Rs.10,000/- and minimum Rs.500/-.	@ 0.30 % of loan amount with maximum Rs.10,000/- and minimum Rs.500/-.
Note-	1) 50% of processing charges will be recovered immediately on issuing sanction letter (non refundable).  Balance 50% will be recovered with first disbursement.   2) In case of renewal with enhancement of CC/OD Limit processing fee will be charged as   - for renewal of existing limit @ 0.40% of Loan amount.   - for the enhanced limit @ 0.75% of the enhanced limit Maximum Rs.50000/-   3) Loan Prepayment Charges- Prepayment Charges @ 2% on the outstanding loan amount in case of all loans will be charged in case they are takenover by other financial institutions.
20.	Charges – Ledger folio  (In Current Deposit / Cash Credit /Overdraft)   Average Deposit/Credit Balances in Accounts	Frequency- Monthly by HO			Frequency-  Monthly by HO
	Upto Rs.25,000/-	Rs.60/- per folio			Rs.60/- per folio
	Rs.25,001/- to Rs.50,000/-	Rs.50/- per folio			Rs.50/-  per folio
	Rs.50,001/- to Rs.1,00,000/-	Rs.45/-  per folio			Rs.45/-  per folio
	Rs.1,00,001/- to Rs.2,00,000/-	Rs.40/-  per folio			Rs.40/-  per folio
	Above  Rs.2,00,000/-	Nil			Nil
21.	1)      Solvency Certificates         2) Solvency Certificate for educational purpose	0.1% of amount Minimum. Rs.500/- Maximum Rs.3,000/-     -			0.1% of amount Minimum. Rs.500/- Maximum Rs.5,000/-     Rs.1000/- + Rs.50/- per additional copy

Revised Service charges (Page 5)

Sr. No.	Particulars of Services Rendered	Existing		Revised
22.	Minimum Balance in SB/CD A/Cs.	If No Cheque Book facility is required	If  Cheque Book facility is required	If No Cheque Book facility is required	If  Cheque Book facility is required
	a) S/B  A/c	Rs.200/-	Rs.500/-	Rs.200/-	Rs.1000/-
	b) C/D A/c	Rs.3,000/-	Rs.3,000/-	Rs.3,000/-	Rs.5,000/-
	c) CD A/c of Registered Society / Trust etc.	---	---	Rs.1,000/-	Rs.2,000/-
23.	Non Maintenance of minimum balance in SB/CD         Frequency	Rs.25/- for Savings A/C per month for commercial branch Rs.100/- for CD per month for all branches.(No change)		i) Rs.25/- for Savings Account having cheque book facility. ii) Nil charges for SB A/Cs having No Cheque book facility iii) Rs.100/- for CD A/C.   Monthly by HO

Other Services

Sr. No.	Particulars of Services Rendered	Existing	Revised
1.	Break Open of locker	Rs.600/- +  actual locker breaking charges	Rs.600/- +  actual locker breaking charges
2.	Closure of Saving/Current Bank A/c Within 1 year from date of opening	Rs.125/- Saving Bank Rs.600/- CD/CC	Rs.125/- Saving Bank Rs.600/- CD/CC
3.	Standing Instruction for outward Third party payment	----	----
4.	Default of Standing Instruction for 2 consecutive months for non availability of funds for revival of such instruction.	----	----
5.	Sale of pledged / hypothecated security by Auction for recovery of loan amt.     Gold ornament / vehicles / house appliances etc.	Rs.200/- for Ornament loan       Rs.1000/- for all other loans.	Rs.200/- for Ornament loan       Rs.1000/- for all other loans.
6.	Holding charges for seizure of hypothecated Asset like Vehicle, machinery, household appliances etc. from date of seizure to till the sale/release.	Rs.50/- per month Minimum Rs.100/-	Rs.50/- per month Minimum Rs.100/-
7.	Service charge for inoperative Accounts - 2 years and above	Saving A/c - Rs.60/- per annum. Current A/c Rs.125/- per annum.	Nil Nil
8.	Customers signature / photo verification charges	Rs.50/- per verification.	Rs.50/- per verification. Per instance
9.	Duplicate ATM Card due to loss or customers fault	Rs.50/- per card.	Rs.100/- per card.

Other Services (Page 2)

Sr. No.	Particulars of Services Rendered	Existing	Revised
10.	No dues certificate	Rs.50/- for non- customer Free for Bank Customer	Rs.50/- for non- customer Free for Bank customer
11.	Duplicate Interest Certificate / Duplicate Certificate for claiming exemption for repayment of interest / principle amount towards housing loan.	Rs.50/-	Rs.50/-
12.	For issuing photocopy of the paid cheque / record copy of the cheque	Rs.100/- above one year record Rs.50/- below one year record.	Rs.100/- above one year record Rs.50/- below one year record.
13.	RTGS - O/W Remittance	Upto Rs.5.00 lakh- Rs.25/- per transaction. Above Rs.5.00 lakh Rs.50/- per transaction	Upto Rs.5.00 lakh- Rs.25/- per transaction. Above Rs.5.00 lakh Rs.50/- per transaction
14.	EFT/NEFT charges-O/W Remittance	Upto Rs.1.00 lakh Rs.5/- per transaction Above Rs.1.00 lakh Rs.25/- per transaction. -	Upto Rs.1.00 lakh Rs.5/- per transaction Above Rs.1.00 lakh to Rs.2 lakh Rs.15/- per transaction. Above Rs.2.00 lakh Rs.25/- per transaction
15	Fate enquiry / confirmation charges
16	Loss of Token	Rs.100/-	Rs.100/-
17.	Changes in operational instruction / notice of Power of Attorney / Letter of mandate / by resolution etc. OR Addition / deletion of the name in existing deposit account	Rs.20/- per occasion.	Rs.20/- per occasion.
18.	Inspection of Stock / Book-debts / Factory plant & machinery, vehicle etc.	Rs.200/-	Rs.200/-
19.	Fixing Bank's name plate on  mortgage property / hypothecated machinery, vehicle etc.	Rs.200/-	Rs.200/-