Director's

Revised service Charges

Sr. No.	Particulars of Services Rendered	Existing	Revised
1.	Outstation Cheques for Clearing : --------------------------------------- Upto Rs.500/- Rs.   501/-      to   Rs.  1,000/- Rs. 1,001/-     to   Rs.  5,000/- Rs. 5,001/-     to   Rs.10,000/- Rs.10,001/-    to   Rs.1,00,000/- Above   Rs.1,00,000/-	Upto Rs.10,000/- Rs.50/- per instrument Rs.10,001/- to Rs.1,00,000/- Rs.100/- per instrument Above Rs.1,00,000/- Rs.150/- per instrument. Above charges are inclusive of postage.	Upto Rs.10,000/- Rs.50/- per instrument   Rs.10,001/- to Rs.1,00,000/- Rs.100/- per instrument   Above Rs.1,00,000/- Rs.150/- per instrument Above charges are inclusive of postage.
2.	Bills (Clean / Documentary)    --------------------------------- Upto    Rs.1,000/- Rs.  1,001/-   to   Rs.  5,000/-   Rs.  5,001/-   to   Rs.10,000/-   Rs.10,001/-   to   Rs.1,00,000/- Above Rs.1,00,000/-	Postage charges + Rs.20/- Rs.50/- Rs.60/- Rs.6.00 per 1000, min.Rs.60/- Rs.6.00 per 1000/-           Maximum  Rs.4900/-	Postage charges + Rs.20/- Rs.50/- Rs.60/- Rs.6.00 per 1000, min.Rs.60/- Rs.6.00 per 1000/-           Maximum  Rs.4900/-
3.	M.A.Scheme Demand Draft / M.T.T. ---------------------------- Upto Rs. 1,000/- Rs. 1,001/-  to  Rs.  5,000/-     Rs. 5,001/-  to  Rs.10,000/- Rs.10,001/- to  Rs. 1,00,000/- Rs. 1,00,001/- to Rs.10,00,000/- Above Rs.10,00,001/-	Rs.25.00          Rs.35.00 Rs.35.00          Rs.3.00 per 1000,min.Rs.35.00 Rs.2.00 per 1000, min.Rs.250/- Rs.2.00 per 1000/-,                     Maximum Rs.2500/-	Rs.25.00          Rs.35.00 Rs.35.00          Rs.3.00 per 1000,min.Rs.35.00 Rs.2.00 per 1000, min.Rs.250/- Rs.2.00 per 1000/-,                     Maximum Rs.2500/-
4.	Bankers Cheque / M.T.T. ------------------------------- Upto Rs.1,000/- Rs.1,001/- to Rs.5,000/- Rs.5,001/- to Rs.10,000/- Rs.10,001/-to Rs.1,00,000/-     Rs.1,00,001/- to Rs.10,00,000/- Above Rs.10,00,001/-	Rs.20.00 Rs.25.00 Rs.35.00 Rs.1.00 per 1000/-,Minimum Rs.35.00 Rs.0.50 per 1000/-,Minimum Rs.100.00 Rs.0.25 per 1000/-Minimum Rs.500.00	Rs.20.00 Rs.25.00 Rs.35.00 Rs.1.00 per 1000/-,Minimum Rs.35.00 Rs.0.50 per 1000/-,Minimum Rs.100.00 Rs.0.25 per 1000/-Minimum Rs.500.00
5.	Pay-Order  ------------  Upto Rs.1000/- Rs.1001 to Rs.5000/- Rs.5001 to Rs.10000/- Rs.10001 to Rs.100000/- Above Rs.100000/-	Rs.20.00 Rs.40.00 Rs.65.00 Rs.65.00+Rs.1.00 per 1000/- Rs.155/-+Rs.1.00 per 1000/- Maximum Rs.3500/-	Rs.20.00 Rs.40.00 Rs.65.00 Rs.65.00+Rs.1.00 per 1000/- Rs.155/-+Rs.1.00 per 1000/- Maximum Rs. 500/-
6.	ICICI at par Upto Rs.1,000/- Upto Rs.10,000/- Above Rs.10,000/-	Rs.20/- Rs.50/- Rs.50/- + Rs.1/- per 1,000/- Maximum Rs.2,500/-	Rs.20/- Rs.50/- Rs.50/- + Rs.1/- per 1,000/- Maximum Rs.500/-
7.	Locker Rent Small      Medium                    Big        Extra Big	Rs.500/- p.a. Rs.600/- p.a. Rs.800/- p.a. Rs.1,000/- p.a.	Rs.500/- p.a. Rs.600/- p.a. Rs.800/- p.a. Rs.1,000/- p.a.
8.	Duplicate Drafts For all  Duplicate  Drafts For Revalidation Draft	Rs.60/- Rs.60/-	Rs.60/- Rs.60/-
9.	Duplicate Pass Book For Duplicate Pass Book	Rs.30.00	Rs.30.00
10.	Duplicate Statement from Current Account Saving Account	Rs.60/- per ledger page Rs.25/- per ledger page.	Rs.60/- per ledger page Rs.25/- per ledger page.
11.	Issue of Duplicate Term Deposit Receipt / Share Certificate	Rs.25/- per receipt/ Share Certificate	Rs.25/- per receipt/ Share Certificate
12.	Cheque Return Charges A) Inward Clearing	1)Rs.150/- per Cheque for Saving Bank A/c. 2)Rs.300/- per cheque for CD/CC A/c.Additional charge of Rs.100/- per lac or part thereof  for  cheque over Rs.1 lac for SB/CD/CC	1)Rs.150/- per Cheque for Saving Bank A/c. 2)Rs.300/- per cheque for CD/CC A/c.Additional charge of Rs.100/- per lac or part thereof  for  cheque over Rs.1 lac for SB/CD/CC
	B) Outstation Cheques Clearing	Rs.100.00 per cheque for all systems + Postal charges	Rs.100.00 per cheque for all systems + Postal charges
13.	Outward Return Cheques	Rs.100/- per cheque plus Rs.1/- per thousand for cheque amount above Rs.1,00,000/- Maximum Rs.3000/- Where the O/W clg. Cheque is returned due to mistake of branch charges should be reversed immediately without any request from customer.	Rs.50/- per cheque upto Rs.10,000/-. Rs.100/- per cheque above Rs.10,000/-. Where the O/W clg. Cheque is returned due to mistake of branch charges should be reversed immediately without any request from customer.
14.	ECS return (Debit)	Rs.50/- per occasion.	Rs.50/- per occasion.
15.	Stop Payment Stop Payment charges are to be recovered at the time of accepting STOP PAYMENT instructions only, i.e.No cheque return charges are to be collected, at the time of presentation of such a cheque provided Stop Payment charges have been recovered already.	1) Rs.100/- per cheque for S.B. A/c 2) Rs.200/- per cheque for CD/CC A/c. Maximum Rs.1,000/-. Note- Such cheque, if presented, should be marked prominently across the face "STOPPED PAYMENT"	1) Rs.100/- per cheque for S.B. A/c 2) Rs.200/- per cheque for CD/CC maximum Rs.600/-. Note- Such cheque, if presented, should be marked prominently across the face "STOPPED PAYMENT"
16.	a) Issue of MICR Cheque book	In CC/CD/OD Accounts Rs.1/- per cheque	In CC/CD/OD Accounts Rs.1/- per cheque
	a) Issue of MICR Cheque book	Rs.1/- for per inward clearing cheque for SB Account (presented through Mumbai / National Clg.)	For Saving Bank No charges for issue of first cheque book. For issue of 2nd cheque book at a time will be charged Rs.1/- per leaves (Maximum issue of cheque book will be restricted to two only at a time.)
17.	Guarantee : ------------  Fully secured. Partly secured.	Rs.100/- + 2 % p.a. Rs.100/- + 3 % p.a.	Rs.100/- + 2 % p.a. Rs.100/- + 3 % p.a.
18.	Inland letter of Credit	@ 1% of L.C. amount,  minimum Rs.100/-	@ 1% of L.C. amount, per annum Proportionate to period of  L.C.  minimum Rs.100/-
19.	Processing Charges on New  Loan Application and Renewal with additional or adhoc limit.      ----------------------------------  (Excluding Credit loan, Ornament loan and Bank's TDR loan.	@ 1% of loan amount with maximum Rs.30,000/- and minimum Rs.500/- 50% of processing charges will be recovered immediately on issuing sanction letter (non refundable).  Balance 50% will be recovered while first disbursement.	@ 0.60% of loan amount with maximum Rs.20,000/- and minimum Rs.500/- 50% of processing charges will be recovered immediately on issuing sanction letter (non refundable).  Balance 50% will be recovered while first disbursement.
	Renewal  of Existing limit	@ 0.50 % of loan amount with maximum Rs.15,000/- and minimum Rs.500/-.	@ 0.30 % of loan amount with maximum Rs.10,000/- and minimum Rs.500/-.
	Education Loan	----	@ 0.30 % of loan amount with maximum Rs.10,000/- and minimum Rs.500/-.
20.	Charges - Ledger Pages ----------------------------    (In Current Deposit / Cash Credit / Overdraft) Average Deposit/Credit Balances in Accounts Upto Rs.25,000/-         Rs.25,001/- to Rs.50,000/- Rs.50,001/- to Rs.1,00,000/-            Rs.1,00,001/- to Rs.2,00,000/- Above  Rs.2,00,000/-	Rs.60/- per page Rs.50.00 Rs.45/- Rs.40/- Nil	Rs.60/- per page Rs.50.00 Rs.45/- Rs.40/- Nil




Sr.No.	Particulars of Services Rendered	Existing		Revised
21.	Solvency Certificates	0.1% of amount Minimum. Rs.500/- Maximum Rs.20,000/-		0.1% of amount Minimum. Rs.500/- Maximum Rs.3,000/-
22.	For opening SB / CD A/c Minimum Balance	If No Cheque Book facility is required	If  Cheque Book facility is required	If No Cheque Book facility is required	If  Cheque Book facility is required
	a) S/B  A/c	Rs.200/-	Rs.500/-	Rs.200/-	Rs.500/-
	b) C/D A/c	---	Rs.3,000/-	---	Rs.3,000/-
	c) CD A/c of Registered Society / Trust etc.	---	---	---	Rs.1,000/-

Other Services

Sr. No.	Particulars of Services Rendered	Existing	Revised
1.	Break Open of locker	Rs.600/- +  actual locker breaking charges	Rs.600/- +  actual locker breaking charges
2.	Closure of Saving/Current Bank A/c Within 1 year from date of opening	Rs.125/- Saving Bank Rs.600/- CD/CC	Rs.125/- Saving Bank Rs.600/- CD/CC
3.	Standing Instruction for outward Third party payment	Rs.50/- per transaction.	----
4.	Default of Standing Instruction for 2 consecutive months for non availability of funds for revival of such instruction.	Rs.50/-	----
5.	Sale of pledged / hypothecated security by Auction for recovery of loan amt.     Gold ornament / vehicles / house appliances etc.	Rs.200/- for Ornament loan   Rs.1000/- for all other loans.	Rs.200/- for Ornament loan   Rs.1000/- for all other loans.
6.	Non Maintenance of minimum balance	Rs.25/- for Savings/ per month for commercial branch Rs.100/- for CD per month for all branches.(No change)	SB acs: With chequebook  :Rs.25/- pm Without chequebook –No Charges CD acs : Rs.100/-pm
7.	Holding charges for seizure of hypothecated Asset like Vehicle, machinery, household appliances etc. from date of seizure to till the sale/release.	Rs.50/- per month Minimum Rs.100/-	Rs.50/- per month Minimum Rs.100/-
8.	Service charge for inoperative Accounts - 2 years and above	Saving A/c - Rs.60/- per annum. Current A/c Rs.125/- per annum.	Saving A/c - Rs.60/- per annum. Current A/c Rs.125/- per annum.
9.	Customers signature / photo verification charges	Rs.50/- per verification.	Rs.50/- per verification.
10.	Duplicate ATM Card due to loss or customers fault	Rs.100/- per card.	Rs.50/- per card.
11.	No dues certificate	Rs.50/- for non- customer	Rs.50/- for non- customer
12.	Duplicate Interest Certificate / Duplicate Certificate for claiming exemption for repayment of interest / principle amount towards housing loan.	Rs.50/-	Rs.50/-
13.	For issuing photocopy of the paid cheque / record copy of the cheque	Rs.100/- above one year record Rs.50/- below one year record.	Rs.100/- above one year record Rs.50/- below one year record.
14.	RTGS - O/W Remittance     (per transaction )	Upto   Rs.5.00 lakh- Rs.25/- Above Rs.5.00 lakh Rs.50/-	Upto   Rs.5.00 lakh- Rs.25/- Above Rs.5.00 lakh Rs.50/-
15.	EFT/NEFT charges-O/W Remittance (per transaction )	Upto   Rs.1.00 lakh Rs.5/- Above Rs.1.00 lakh Rs.25/-.	Upto   Rs.1.00 lakh Rs.5/- Above Rs.1.00 lakh Rs.25/-
16.	Fate enquiry / confirmation charges	Rs.50/-
17	Loss of Token	Rs.100/-	Rs.100/-
18.	Changes in operational instruction / notice of Power of Attorney / Letter of mandate / by resolution etc. OR Addition / deletion of the name in existing deposit account	Rs.20/- per occasion.	Rs.20/- per occasion.
19.	Inspection of Stock / Book-debts / Factory plant & machinery, vehicle etc.	Actual expenses incurred + Rs.100/-	Rs.200/-
20.	Fixing Bank's name plate on mortgage property / hypothecated machinery, vehicle etc.	Rs.200/- + actual expenses.	Rs.200/-
21.	Notice Charges - Notice charges to overdue loan a/c - 1st notice to borrower / guarantor 2nd notice borrower / guarantor   Final notice /legal notice Borrower/guarantor  Arbitration Notice   Salary attchment notice Reminder for stock statement / for renewal of CC/OD limit -    Reminder for locker rent due –   Visit charges -   Recovery charges -  (Special Recovery Officer’s Visit)   Charges for legal         proceedings	Rs.15/- only borrower   Rs.15/- only borrower   Rs.45/- Borrower/Guarantor   Rs.100/- Borrower/Guarantor Rs.100/-(New)   Rs.100/- (New) Rs.25/-(New)   Rs.20/- per visit (New)   Rs.100/- + Actual Travelling Expenses(New)   Rs.100/- + Actual Travelling Expenses. (New)	Rs.15/- only borrower   Rs.15/- only borrower   Rs.45/- Borrower/Guarantor   Rs.100/- Borrower/Guarantor Rs.100/-   Rs.100/- Rs.25/-   Rs.20/- per visit   Rs.200/-   Rs.100/- + Actual Travelling Expenses.
22.	Issue of loose cheque leaves	Rs.15/- per cheque leave. (New)	Rs.10/- per cheque leave.
23.	Issue of SBI Demand Draft	Rs.25/- per draft upto Rs.1,00,000/- Above Rs.1,00,000/- Rs.100/- per draft	Rs.30/- per D.D.





General Manager

 

 

noc.service chart-f  (page 1-6) /son/ggd